Preparedness in Emergency Management

Business interruption insurance protects in times of crisis; however, determining the impact and extent of the interruption can be subjective. Licensed public adjusters work with forensic accountants and CPAs to review insurance policies and documents thoroughly.

Furthermore, they will quantify all damages and lost income, prepare comprehensive claims strategies, and, most importantly, have a deep knowledge of insurance inside and out. Working with a private adjuster ensures you get a full, fair, and expedited settlement so your team can concentrate on maintaining operations, and not be bogged down with claim details.

Preparedness is a continuous cycle of planning, organizing, training, equipping, exercising, evaluating, and taking corrective action. Training and exercising plans are the cornerstone of preparedness, focusing on readiness to respond to all-hazards incidents and emergencies.

Another vital part of emergency management is hiring a disaster restoration partner that’s able to respond quickly and efficiently. It is extremely crucial in preventing additional damage and to have them mitigate the many health risks associated with mold and other organisms that can begin growing shortly after a severe storm, especially if there is water damage.

Part of a comprehensive commercial property management emergency mitigation strategy team could include the following: 

• Private insurance adjuster

• Business credit partners (in case you need extra funds to continue operations while your property is being restored)

• Disaster restoration partner

• Emergency communication plan

• Emergency response team

• Emergency supplies

• Alternate work locations

• Data backup and recovery

• Security

• Building maintenance and inspections

• Emergency power backup

• Insurance coverage

• Community partnerships (i.e., local emergency services, government agencies, and community organizations like the American Red Cross)

Response in emergency management

Okay, so you have all the recommended emergency response items accounted for. The disaster comes, and now it’s time to implement what you and your team have been preparing for. (To read the complete article go to)